Call reports 2005
FARMERS STATE BANK OF FORT MORGAN — 2005
What FARMERS STATE BANK OF FORT MORGAN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 138,175,000 | 144,218,000 | 144,663,000 | 144,144,000 |
| Total loans | 59,047,000 | 64,677,000 | 67,608,000 | 67,193,000 |
| Allowance for loan losses | 1,488,000 | 1,489,000 | 1,490,000 | 1,492,000 |
| Securities available for sale | 59,403,000 | 60,236,000 | 59,194,000 | 58,670,000 |
| Securities held to maturity | 13,739,000 | 14,693,000 | 11,628,000 | 11,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,772,000 | 115,393,000 | 110,991,000 | 110,594,000 |
| Interest-bearing deposits | 94,758,000 | 92,811,000 | 87,506,000 | 87,491,000 |
| Noninterest-bearing deposits | 23,014,000 | 22,582,000 | 23,485,000 | 23,103,000 |
| Equity capital | 19,534,000 | 20,357,000 | 19,724,000 | 19,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,683,000 | 5,750,000 | 7,733,000 |
| Interest expense | 430,000 | 921,000 | 1,493,000 | 2,088,000 |
| Net interest income | 1,399,000 | 2,762,000 | 4,257,000 | 5,645,000 |
| Noninterest income | 203,000 | 388,000 | 539,000 | 744,000 |
| Noninterest expense | 811,000 | 1,671,000 | 2,491,000 | 3,540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 791,000 | 1,479,000 | 2,305,000 | 2,849,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 791,000 | 1,479,000 | 2,305,000 | 2,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,024,000 | 20,962,000 | 21,138,000 | 21,032,000 |
| Total capital | 21,924,000 | 21,914,000 | 22,133,000 | 22,020,000 |
| Risk-weighted assets | 71,419,000 | 75,639,000 | 79,138,000 | 78,540,000 |