Call reports 2002
FARMERS STATE BANK OF FORT MORGAN — 2002
What FARMERS STATE BANK OF FORT MORGAN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 133,888,000 | 138,871,000 | 140,558,000 | 139,213,000 |
| Total loans | 62,305,000 | 67,551,000 | 70,113,000 | 69,716,000 |
| Allowance for loan losses | 1,270,000 | 1,253,000 | 1,367,000 | 1,376,000 |
| Securities available for sale | 52,467,000 | 50,302,000 | 49,503,000 | 45,146,000 |
| Securities held to maturity | 15,460,000 | 16,416,000 | 14,349,000 | 17,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,034,000 | 112,938,000 | 106,152,000 | 110,614,000 |
| Interest-bearing deposits | 91,754,000 | 92,470,000 | 85,892,000 | 88,550,000 |
| Noninterest-bearing deposits | 20,280,000 | 20,468,000 | 20,260,000 | 22,064,000 |
| Equity capital | 19,780,000 | 20,936,000 | 21,498,000 | 21,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,064,000 | 4,144,000 | 6,263,000 | 8,347,000 |
| Interest expense | 535,000 | 1,038,000 | 1,559,000 | 2,038,000 |
| Net interest income | 1,529,000 | 3,106,000 | 4,704,000 | 6,309,000 |
| Noninterest income | 217,000 | 428,000 | 600,000 | 816,000 |
| Noninterest expense | 794,000 | 1,580,000 | 2,316,000 | 3,388,000 |
| Provision for loan losses | 80,000 | 80,000 | 210,000 | 210,000 |
| Pretax income | 880,000 | 1,882,000 | 2,787,000 | 3,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 880,000 | 1,882,000 | 2,787,000 | 3,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,766,000 | 19,968,000 | 20,023,000 | 19,930,000 |
| Total capital | 20,666,000 | 20,946,000 | 21,033,000 | 20,918,000 |
| Risk-weighted assets | 71,604,000 | 77,963,000 | 80,454,000 | 78,635,000 |