Call reports 2001
LAFAYETTE COUNTY BANK OF LEXINGTON/WELLINGTON — 2001
What LAFAYETTE COUNTY BANK OF LEXINGTON/WELLINGTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 52,687,000 |
| Total loans | 18,207,000 |
| Allowance for loan losses | 338,000 |
| Securities available for sale | 8,632,000 |
| Securities held to maturity | 11,213,000 |
| Trading assets | 0 |
| Total deposits | 43,497,000 |
| Interest-bearing deposits | 38,681,000 |
| Noninterest-bearing deposits | 4,816,000 |
| Equity capital | 4,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 830,000 |
| Interest expense | 504,000 |
| Net interest income | 326,000 |
| Noninterest income | 68,000 |
| Noninterest expense | 278,000 |
| Provision for loan losses | 2,000 |
| Pretax income | 120,000 |
| Income tax | 49,000 |
| Net income | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 3,766,000 |
| Total capital | 4,068,000 |
| Risk-weighted assets | 24,091,000 |