Call reports 2025
WOODFOREST NATIONAL BANK — 2025
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,100,532,000 | 9,113,582,000 | 9,302,375,000 | 9,248,621,000 |
| Total loans | 6,358,305,000 | 6,331,985,000 | 6,208,824,000 | 6,132,454,000 |
| Allowance for loan losses | 80,944,000 | 96,763,000 | 94,924,000 | 82,146,000 |
| Securities available for sale | 477,931,000 | 497,172,000 | 539,780,000 | 524,032,000 |
| Securities held to maturity | 889,145,000 | 886,465,000 | 883,695,000 | 881,231,000 |
| Trading assets | 488,000 | 1,326,000 | 1,516,000 | 1,692,000 |
| Total deposits | 8,332,439,000 | 8,331,793,000 | 8,459,844,000 | 8,440,909,000 |
| Interest-bearing deposits | 5,477,083,000 | 5,600,173,000 | 5,710,955,000 | 5,594,887,000 |
| Noninterest-bearing deposits | 2,855,356,000 | 2,731,620,000 | 2,748,889,000 | 2,846,022,000 |
| Equity capital | 701,597,000 | 709,123,000 | 750,099,000 | 756,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 119,326,000 | 245,616,000 | 372,375,000 | 491,076,000 |
| Interest expense | 27,115,000 | 54,249,000 | 82,132,000 | 107,524,000 |
| Net interest income | 92,211,000 | 191,367,000 | 290,243,000 | 383,552,000 |
| Noninterest income | 105,885,000 | 216,400,000 | 325,623,000 | 437,014,000 |
| Noninterest expense | 147,626,000 | 300,562,000 | 452,329,000 | 613,711,000 |
| Provision for loan losses | 19,400,000 | 38,400,000 | 46,900,000 | 58,750,000 |
| Pretax income | 29,923,000 | 67,781,000 | 114,526,000 | 139,953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,923,000 | 67,781,000 | 114,526,000 | 139,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 797,690,000 | 806,185,000 | 828,725,000 | 822,960,000 |
| Total capital | 887,566,000 | 906,876,000 | 927,752,000 | 914,688,000 |
| Risk-weighted assets | 8,023,893,000 | 8,050,239,000 | 7,916,868,000 | 7,764,206,000 |