Call reports 2016
WOODFOREST NATIONAL BANK — 2016
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,912,925,000 | 4,809,121,000 | 4,808,896,000 | 4,854,481,000 |
| Total loans | 2,650,598,000 | 2,786,761,000 | 2,628,037,000 | 2,834,775,000 |
| Allowance for loan losses | 39,733,000 | 42,570,000 | 41,165,000 | 44,766,000 |
| Securities available for sale | 748,760,000 | 715,195,000 | 894,084,000 | 843,900,000 |
| Securities held to maturity | 229,750,000 | 224,986,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,426,761,000 | 4,317,808,000 | 4,276,947,000 | 4,391,433,000 |
| Interest-bearing deposits | 4,256,252,000 | 4,144,962,000 | 4,166,360,000 | 4,192,852,000 |
| Noninterest-bearing deposits | 170,509,000 | 172,846,000 | 110,587,000 | 198,581,000 |
| Equity capital | 404,368,000 | 410,194,000 | 413,587,000 | 390,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 29,037,000 | 58,844,000 | 90,359,000 | 124,036,000 |
| Interest expense | 1,372,000 | 2,733,000 | 4,110,000 | 5,514,000 |
| Net interest income | 27,665,000 | 56,111,000 | 86,249,000 | 118,522,000 |
| Noninterest income | 110,654,000 | 223,842,000 | 338,516,000 | 446,894,000 |
| Noninterest expense | 116,894,000 | 235,716,000 | 363,411,000 | 479,665,000 |
| Provision for loan losses | 4,100,000 | 7,800,000 | 7,800,000 | 12,900,000 |
| Pretax income | 19,608,000 | 39,602,000 | 62,765,000 | 84,507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,608,000 | 39,602,000 | 62,765,000 | 84,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 395,398,000 | 396,892,000 | 394,056,000 | 399,798,000 |
| Total capital | 431,372,000 | 434,367,000 | 431,152,000 | 439,509,000 |
| Risk-weighted assets | 2,873,531,000 | 2,992,334,000 | 2,962,989,000 | 3,171,209,000 |