Call reports 2015
WOODFOREST NATIONAL BANK — 2015
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,626,228,000 | 4,443,455,000 | 4,487,613,000 | 4,654,173,000 |
| Total loans | 2,243,730,000 | 2,277,519,000 | 2,375,323,000 | 2,447,195,000 |
| Allowance for loan losses | 34,675,000 | 35,087,000 | 35,911,000 | 36,563,000 |
| Securities available for sale | 801,478,000 | 906,371,000 | 853,870,000 | 828,909,000 |
| Securities held to maturity | 243,389,000 | 239,833,000 | 236,005,000 | 232,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,125,464,000 | 3,964,972,000 | 4,015,048,000 | 4,196,161,000 |
| Interest-bearing deposits | 3,966,033,000 | 3,835,484,000 | 3,875,548,000 | 4,046,007,000 |
| Noninterest-bearing deposits | 159,431,000 | 129,488,000 | 139,500,000 | 150,154,000 |
| Equity capital | 414,791,000 | 387,330,000 | 388,523,000 | 387,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 25,086,000 | 52,192,000 | 79,150,000 | 107,650,000 |
| Interest expense | 1,388,000 | 2,780,000 | 4,161,000 | 5,508,000 |
| Net interest income | 23,698,000 | 49,412,000 | 74,989,000 | 102,142,000 |
| Noninterest income | 103,177,000 | 207,694,000 | 315,401,000 | 424,044,000 |
| Noninterest expense | 107,722,000 | 218,228,000 | 328,332,000 | 440,857,000 |
| Provision for loan losses | 1,500,000 | 3,250,000 | 5,250,000 | 7,750,000 |
| Pretax income | 18,824,000 | 37,231,000 | 58,871,000 | 80,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,824,000 | 37,231,000 | 58,871,000 | 80,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 407,157,000 | 383,720,000 | 380,213,000 | 385,290,000 |
| Total capital | 438,531,000 | 414,755,000 | 411,998,000 | 419,417,000 |
| Risk-weighted assets | 2,506,020,000 | 2,478,179,000 | 2,538,120,000 | 2,727,113,000 |