Call reports 2014
WOODFOREST NATIONAL BANK — 2014
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,225,636,000 | 4,170,270,000 | 4,204,882,000 | 4,519,923,000 |
| Total loans | 1,846,627,000 | 2,002,048,000 | 2,102,964,000 | 2,167,019,000 |
| Allowance for loan losses | 33,003,000 | 35,386,000 | 33,971,000 | 33,825,000 |
| Securities available for sale | 589,016,000 | 684,341,000 | 743,512,000 | 750,049,000 |
| Securities held to maturity | 258,500,000 | 255,077,000 | 250,640,000 | 247,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,778,829,000 | 3,705,406,000 | 3,722,002,000 | 4,056,950,000 |
| Interest-bearing deposits | 3,595,772,000 | 3,579,811,000 | 3,593,670,000 | 3,894,965,000 |
| Noninterest-bearing deposits | 183,057,000 | 125,595,000 | 128,332,000 | 161,985,000 |
| Equity capital | 365,374,000 | 375,019,000 | 398,305,000 | 393,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,611,000 | 45,231,000 | 69,744,000 | 95,017,000 |
| Interest expense | 1,397,000 | 2,790,000 | 4,197,000 | 5,610,000 |
| Net interest income | 20,214,000 | 42,441,000 | 65,547,000 | 89,407,000 |
| Noninterest income | 103,286,000 | 212,128,000 | 322,434,000 | 427,049,000 |
| Noninterest expense | 106,127,000 | 218,087,000 | 326,903,000 | 435,878,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 1,300,000 |
| Pretax income | 17,698,000 | 36,957,000 | 61,321,000 | 79,772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,698,000 | 36,957,000 | 61,321,000 | 79,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 369,202,000 | 376,309,000 | 400,985,000 | 387,904,000 |
| Total capital | 397,221,000 | 405,085,000 | 430,323,000 | 418,107,000 |
| Risk-weighted assets | 2,236,090,000 | 2,294,964,000 | 2,341,888,000 | 2,412,088,000 |