Call reports 2010
WOODFOREST NATIONAL BANK — 2010
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,234,057,000 | 3,138,382,000 | 3,279,349,000 | 3,217,801,000 |
| Total loans | 1,716,003,000 | 1,669,526,000 | 1,604,458,000 | 1,549,689,000 |
| Allowance for loan losses | 49,830,000 | 49,207,000 | 51,069,000 | 49,108,000 |
| Securities available for sale | 450,792,000 | 298,562,000 | 279,947,000 | 392,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,928,510,000 | 2,830,221,000 | 2,894,389,000 | 2,851,581,000 |
| Interest-bearing deposits | 2,749,228,000 | 2,673,363,000 | 2,731,615,000 | 2,657,655,000 |
| Noninterest-bearing deposits | 179,282,000 | 156,858,000 | 162,774,000 | 193,926,000 |
| Equity capital | 282,499,000 | 280,333,000 | 330,953,000 | 345,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 36,199,000 | 60,583,000 | 87,616,000 | 112,229,000 |
| Interest expense | 6,234,000 | 11,391,000 | 16,097,000 | 20,060,000 |
| Net interest income | 29,965,000 | 49,192,000 | 71,519,000 | 92,169,000 |
| Noninterest income | 87,512,000 | 181,447,000 | 281,639,000 | 365,394,000 |
| Noninterest expense | 82,654,000 | 160,987,000 | 265,977,000 | 347,676,000 |
| Provision for loan losses | 12,000,000 | 18,500,000 | 28,500,000 | 32,500,000 |
| Pretax income | 23,705,000 | 57,860,000 | 67,758,000 | 86,510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,705,000 | 57,860,000 | 67,758,000 | 86,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,784,000 | 277,755,000 | 328,069,000 | 347,884,000 |
| Total capital | 298,668,000 | 302,796,000 | 352,463,000 | 371,201,000 |
| Risk-weighted assets | 2,046,760,000 | 1,979,085,000 | 1,924,621,000 | 1,839,365,000 |