Call reports 2009
WOODFOREST NATIONAL BANK — 2009
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,238,585,000 | 3,194,096,000 | 3,204,355,000 | 3,192,761,000 |
| Total loans | 1,973,193,000 | 1,943,131,000 | 1,874,982,000 | 1,793,170,000 |
| Allowance for loan losses | 30,343,000 | 34,552,000 | 41,600,000 | 45,550,000 |
| Securities available for sale | 284,058,000 | 410,666,000 | 413,765,000 | 480,189,000 |
| Securities held to maturity | 47,602,000 | 52,749,000 | 52,229,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,859,579,000 | 2,797,541,000 | 2,819,797,000 | 2,837,130,000 |
| Interest-bearing deposits | 2,659,382,000 | 2,640,055,000 | 2,665,099,000 | 2,651,040,000 |
| Noninterest-bearing deposits | 200,197,000 | 157,486,000 | 154,698,000 | 186,090,000 |
| Equity capital | 295,430,000 | 320,608,000 | 308,243,000 | 334,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 33,462,000 | 66,791,000 | 124,351,000 | 164,596,000 |
| Interest expense | 11,116,000 | 21,672,000 | 30,982,000 | 38,474,000 |
| Net interest income | 22,346,000 | 45,119,000 | 93,369,000 | 126,122,000 |
| Noninterest income | 86,752,000 | 182,001,000 | 250,260,000 | 337,910,000 |
| Noninterest expense | 81,345,000 | 162,160,000 | 243,667,000 | 324,436,000 |
| Provision for loan losses | 8,500,000 | 19,500,000 | 34,000,000 | 49,500,000 |
| Pretax income | 20,986,000 | 47,558,000 | 69,170,000 | 94,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,986,000 | 47,558,000 | 69,170,000 | 94,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,210,000 | 312,712,000 | 300,871,000 | 323,545,000 |
| Total capital | 317,174,000 | 340,900,000 | 328,366,000 | 350,156,000 |
| Risk-weighted assets | 2,315,711,000 | 2,248,711,000 | 2,185,462,000 | 2,109,952,000 |