Call reports 2008
WOODFOREST NATIONAL BANK — 2008
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,589,346,000 | 2,686,801,000 | 2,748,146,000 | 2,928,263,000 |
| Total loans | 1,706,958,000 | 1,813,430,000 | 1,896,657,000 | 1,963,177,000 |
| Allowance for loan losses | 22,470,000 | 24,053,000 | 25,351,000 | 26,809,000 |
| Securities available for sale | 311,498,000 | 313,317,000 | 325,996,000 | 298,048,000 |
| Securities held to maturity | 3,092,000 | 3,043,000 | 2,699,000 | 51,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,339,222,000 | 2,424,432,000 | 2,408,090,000 | 2,568,211,000 |
| Interest-bearing deposits | 2,164,109,000 | 2,238,570,000 | 2,233,581,000 | 2,395,817,000 |
| Noninterest-bearing deposits | 175,113,000 | 185,862,000 | 174,509,000 | 172,394,000 |
| Equity capital | 230,649,000 | 228,576,000 | 261,341,000 | 286,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 34,295,000 | 68,180,000 | 102,082,000 | 136,063,000 |
| Interest expense | 11,986,000 | 22,492,000 | 33,555,000 | 45,042,000 |
| Net interest income | 22,309,000 | 45,688,000 | 68,527,000 | 91,021,000 |
| Noninterest income | 75,104,000 | 150,702,000 | 229,187,000 | 305,881,000 |
| Noninterest expense | 70,538,000 | 145,864,000 | 225,005,000 | 302,418,000 |
| Provision for loan losses | 2,375,000 | 4,425,000 | 6,425,000 | 10,820,000 |
| Pretax income | 26,223,000 | 47,824,000 | 69,490,000 | 88,194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,223,000 | 47,824,000 | 69,490,000 | 88,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,199,000 | 225,616,000 | 254,426,000 | 275,419,000 |
| Total capital | 242,669,000 | 249,669,000 | 279,777,000 | 302,228,000 |
| Risk-weighted assets | 2,015,462,000 | 2,118,231,000 | 2,199,314,000 | 2,268,705,000 |