Call reports 2007
WOODFOREST NATIONAL BANK — 2007
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,371,097,000 | 2,449,235,000 | 2,455,467,000 | 2,489,439,000 |
| Total loans | 1,454,618,000 | 1,515,849,000 | 1,586,279,000 | 1,629,820,000 |
| Allowance for loan losses | 18,845,000 | 19,645,000 | 19,714,000 | 20,684,000 |
| Securities available for sale | 295,078,000 | 363,608,000 | 320,774,000 | 308,233,000 |
| Securities held to maturity | 4,069,000 | 4,020,000 | 3,605,000 | 3,236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,151,725,000 | 2,227,144,000 | 2,222,437,000 | 2,258,931,000 |
| Interest-bearing deposits | 2,006,696,000 | 2,074,433,000 | 2,058,137,000 | 2,073,704,000 |
| Noninterest-bearing deposits | 145,029,000 | 152,711,000 | 164,300,000 | 185,227,000 |
| Equity capital | 205,066,000 | 205,222,000 | 214,128,000 | 218,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 33,677,000 | 69,906,000 | 106,291,000 | 141,862,000 |
| Interest expense | 12,748,000 | 26,481,000 | 40,316,000 | 53,513,000 |
| Net interest income | 20,929,000 | 43,425,000 | 65,975,000 | 88,349,000 |
| Noninterest income | 47,975,000 | 100,470,000 | 156,983,000 | 217,891,000 |
| Noninterest expense | 51,880,000 | 109,651,000 | 174,916,000 | 239,700,000 |
| Provision for loan losses | 1,225,000 | 2,175,000 | 3,150,000 | 4,650,000 |
| Pretax income | 15,799,000 | 32,069,000 | 45,063,000 | 62,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 15,799,000 | 32,069,000 | 45,063,000 | 62,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,551,000 | 208,846,000 | 211,865,000 | 213,242,000 |
| Total capital | 224,396,000 | 228,491,000 | 231,579,000 | 233,926,000 |
| Risk-weighted assets | 1,742,961,000 | 1,835,589,000 | 1,927,956,000 | 1,916,438,000 |