Call reports 2006
WOODFOREST NATIONAL BANK — 2006
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,872,218,000 | 2,058,181,000 | 2,146,828,000 | 2,239,606,000 |
| Total loans | 1,269,386,000 | 1,334,478,000 | 1,404,388,000 | 1,410,553,000 |
| Allowance for loan losses | 15,360,000 | 17,041,000 | 17,880,000 | 17,816,000 |
| Securities available for sale | 285,692,000 | 306,868,000 | 276,930,000 | 257,201,000 |
| Securities held to maturity | 5,405,000 | 5,355,000 | 4,633,000 | 4,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,709,655,000 | 1,878,143,000 | 1,954,004,000 | 2,043,168,000 |
| Interest-bearing deposits | 1,558,846,000 | 1,746,496,000 | 1,834,067,000 | 1,898,255,000 |
| Noninterest-bearing deposits | 150,809,000 | 131,647,000 | 119,937,000 | 144,913,000 |
| Equity capital | 154,433,000 | 165,215,000 | 178,693,000 | 188,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 26,077,000 | 54,679,000 | 85,965,000 | 118,301,000 |
| Interest expense | 7,322,000 | 16,624,000 | 27,581,000 | 39,454,000 |
| Net interest income | 18,755,000 | 38,055,000 | 58,384,000 | 78,847,000 |
| Noninterest income | 28,776,000 | 65,156,000 | 116,548,000 | 156,563,000 |
| Noninterest expense | 33,568,000 | 72,362,000 | 115,307,000 | 161,195,000 |
| Provision for loan losses | 1,150,000 | 2,825,000 | 3,875,000 | 4,775,000 |
| Pretax income | 12,813,000 | 28,024,000 | 55,881,000 | 70,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,813,000 | 28,024,000 | 55,881,000 | 70,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,511,000 | 164,190,000 | 181,093,000 | 189,725,000 |
| Total capital | 167,871,000 | 181,231,000 | 198,973,000 | 207,541,000 |
| Risk-weighted assets | 1,464,733,000 | 1,566,931,000 | 1,648,313,000 | 1,699,207,000 |