Call reports 2005
WOODFOREST NATIONAL BANK — 2005
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,739,050,000 | 1,787,441,000 | 1,803,620,000 | 1,818,954,000 |
| Total loans | 1,058,862,000 | 1,099,436,000 | 1,144,526,000 | 1,207,700,000 |
| Allowance for loan losses | 12,809,000 | 13,256,000 | 13,891,000 | 14,709,000 |
| Securities available for sale | 264,689,000 | 293,273,000 | 303,751,000 | 284,364,000 |
| Securities held to maturity | 7,341,000 | 7,281,000 | 6,891,000 | 6,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,594,057,000 | 1,629,371,000 | 1,637,164,000 | 1,653,112,000 |
| Interest-bearing deposits | 1,127,654,000 | 1,168,678,000 | 1,205,180,000 | 1,187,835,000 |
| Noninterest-bearing deposits | 466,403,000 | 460,693,000 | 431,984,000 | 465,277,000 |
| Equity capital | 130,515,000 | 142,441,000 | 148,792,000 | 151,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 19,495,000 | 41,500,000 | 64,838,000 | 89,533,000 |
| Interest expense | 5,018,000 | 10,890,000 | 17,617,000 | 24,619,000 |
| Net interest income | 14,477,000 | 30,610,000 | 47,221,000 | 64,914,000 |
| Noninterest income | 25,482,000 | 48,068,000 | 71,838,000 | 97,996,000 |
| Noninterest expense | 23,561,000 | 49,824,000 | 79,138,000 | 110,131,000 |
| Provision for loan losses | 850,000 | 2,125,000 | 3,175,000 | 4,725,000 |
| Pretax income | 15,548,000 | 26,725,000 | 36,829,000 | 48,137,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 15,548,000 | 26,725,000 | 36,829,000 | 48,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,236,000 | 139,300,000 | 145,912,000 | 149,549,000 |
| Total capital | 141,045,000 | 152,556,000 | 159,803,000 | 164,258,000 |
| Risk-weighted assets | 1,224,217,000 | 1,291,295,000 | 1,290,701,000 | 1,366,514,000 |