Call reports 2004
WOODFOREST NATIONAL BANK — 2004
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,374,500,000 | 1,408,953,000 | 1,467,407,000 | 1,578,790,000 |
| Total loans | 899,922,000 | 923,567,000 | 985,302,000 | 1,049,335,000 |
| Allowance for loan losses | 10,413,000 | 10,769,000 | 11,875,000 | 12,470,000 |
| Securities available for sale | 197,087,000 | 269,165,000 | 253,253,000 | 249,230,000 |
| Securities held to maturity | 10,602,000 | 10,155,000 | 8,313,000 | 8,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,246,321,000 | 1,281,842,000 | 1,334,287,000 | 1,444,073,000 |
| Interest-bearing deposits | 949,823,000 | 974,802,000 | 1,002,634,000 | 1,095,807,000 |
| Noninterest-bearing deposits | 296,498,000 | 307,040,000 | 331,653,000 | 348,266,000 |
| Equity capital | 115,747,000 | 115,070,000 | 119,762,000 | 122,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 15,803,000 | 31,949,000 | 48,960,000 | 67,569,000 |
| Interest expense | 3,479,000 | 7,083,000 | 10,897,000 | 15,347,000 |
| Net interest income | 12,324,000 | 24,866,000 | 38,063,000 | 52,222,000 |
| Noninterest income | 13,096,000 | 28,133,000 | 45,597,000 | 63,139,000 |
| Noninterest expense | 19,269,000 | 38,669,000 | 60,243,000 | 81,986,000 |
| Provision for loan losses | 860,000 | 1,420,000 | 3,195,000 | 4,545,000 |
| Pretax income | 5,851,000 | 13,470,000 | 20,928,000 | 29,536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,851,000 | 13,470,000 | 20,928,000 | 29,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,154,000 | 113,580,000 | 115,264,000 | 118,719,000 |
| Total capital | 119,567,000 | 124,349,000 | 127,139,000 | 131,189,000 |
| Risk-weighted assets | 1,031,375,000 | 1,057,582,000 | 1,101,444,000 | 1,198,360,000 |