Call reports 2003
WOODFOREST NATIONAL BANK — 2003
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,282,559,000 | 1,316,999,000 | 1,250,143,000 | 1,309,278,000 |
| Total loans | 797,503,000 | 826,475,000 | 843,252,000 | 866,459,000 |
| Allowance for loan losses | 9,309,000 | 9,717,000 | 9,609,000 | 10,096,000 |
| Securities available for sale | 241,880,000 | 241,355,000 | 223,991,000 | 205,198,000 |
| Securities held to maturity | 10,209,000 | 9,960,000 | 11,843,000 | 11,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,169,764,000 | 1,201,618,000 | 1,136,764,000 | 1,184,108,000 |
| Interest-bearing deposits | 882,643,000 | 900,541,000 | 853,477,000 | 903,073,000 |
| Noninterest-bearing deposits | 287,121,000 | 301,077,000 | 283,287,000 | 281,035,000 |
| Equity capital | 109,790,000 | 112,088,000 | 111,121,000 | 113,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 16,212,000 | 32,255,000 | 48,527,000 | 64,452,000 |
| Interest expense | 4,148,000 | 8,215,000 | 11,756,000 | 14,994,000 |
| Net interest income | 12,064,000 | 24,040,000 | 36,771,000 | 49,458,000 |
| Noninterest income | 10,816,000 | 22,281,000 | 34,091,000 | 46,860,000 |
| Noninterest expense | 16,815,000 | 33,541,000 | 51,157,000 | 69,889,000 |
| Provision for loan losses | 625,000 | 1,595,000 | 2,270,000 | 2,945,000 |
| Pretax income | 6,932,000 | 13,545,000 | 20,203,000 | 26,327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,932,000 | 13,545,000 | 20,203,000 | 26,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,044,000 | 104,373,000 | 105,266,000 | 107,516,000 |
| Total capital | 111,353,000 | 114,090,000 | 114,875,000 | 117,612,000 |
| Risk-weighted assets | 864,954,000 | 885,784,000 | 894,926,000 | 933,044,000 |