Call reports 2002
WOODFOREST NATIONAL BANK — 2002
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,218,681,000 | 1,224,680,000 | 1,257,996,000 | 1,244,373,000 |
| Total loans | 694,959,000 | 723,947,000 | 742,192,000 | 793,951,000 |
| Allowance for loan losses | 7,527,000 | 8,128,000 | 8,293,000 | 8,957,000 |
| Securities available for sale | 270,262,000 | 250,241,000 | 236,062,000 | 252,925,000 |
| Securities held to maturity | 12,497,000 | 12,290,000 | 12,079,000 | 12,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,120,662,000 | 1,119,787,000 | 1,149,436,000 | 1,137,240,000 |
| Interest-bearing deposits | 869,367,000 | 859,817,000 | 867,954,000 | 876,120,000 |
| Noninterest-bearing deposits | 251,295,000 | 259,970,000 | 281,482,000 | 261,120,000 |
| Equity capital | 95,035,000 | 101,360,000 | 106,119,000 | 104,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 16,805,000 | 33,714,000 | 50,525,000 | 67,448,000 |
| Interest expense | 5,616,000 | 10,830,000 | 15,920,000 | 20,570,000 |
| Net interest income | 11,189,000 | 22,884,000 | 34,605,000 | 46,878,000 |
| Noninterest income | 7,565,000 | 17,131,000 | 26,990,000 | 37,032,000 |
| Noninterest expense | 13,430,000 | 27,604,000 | 42,794,000 | 59,105,000 |
| Provision for loan losses | 450,000 | 1,125,000 | 2,375,000 | 3,250,000 |
| Pretax income | 5,851,000 | 13,217,000 | 20,013,000 | 25,789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,851,000 | 13,217,000 | 20,013,000 | 25,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,537,000 | 95,214,000 | 97,466,000 | 95,416,000 |
| Total capital | 101,064,000 | 103,342,000 | 105,759,000 | 104,373,000 |
| Risk-weighted assets | 722,162,000 | 743,106,000 | 788,000,000 | 834,887,000 |