Call reports 2001
WOODFOREST NATIONAL BANK — 2001
What WOODFOREST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,034,842,000 | 1,085,781,000 | 1,139,234,000 | 1,180,549,000 |
| Total loans | 588,520,000 | 646,930,000 | 668,592,000 | 687,975,000 |
| Allowance for loan losses | 5,993,000 | 6,205,000 | 6,789,000 | 7,090,000 |
| Securities available for sale | 199,718,000 | 237,766,000 | 173,690,000 | 267,507,000 |
| Securities held to maturity | 14,064,000 | 11,869,000 | 13,637,000 | 13,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 952,089,000 | 997,392,000 | 1,043,797,000 | 1,084,604,000 |
| Interest-bearing deposits | 769,184,000 | 782,524,000 | 812,246,000 | 835,176,000 |
| Noninterest-bearing deposits | 182,905,000 | 214,868,000 | 231,551,000 | 249,428,000 |
| Equity capital | 79,369,000 | 84,727,000 | 91,966,000 | 92,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 17,985,000 | 36,300,000 | 54,680,000 | 71,846,000 |
| Interest expense | 9,149,000 | 17,642,000 | 25,527,000 | 32,123,000 |
| Net interest income | 8,836,000 | 18,658,000 | 29,153,000 | 39,723,000 |
| Noninterest income | 4,634,000 | 9,829,000 | 15,441,000 | 22,665,000 |
| Noninterest expense | 9,303,000 | 19,788,000 | 32,907,000 | 46,092,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,500,000 | 2,200,000 |
| Pretax income | 4,123,000 | 9,426,000 | 14,740,000 | 19,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,123,000 | 9,426,000 | 14,740,000 | 19,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,491,000 | 81,131,000 | 85,536,000 | 88,586,000 |
| Total capital | 81,484,000 | 87,336,000 | 92,325,000 | 95,676,000 |
| Risk-weighted assets | 633,656,000 | 692,386,000 | 716,081,000 | 734,537,000 |