Call reports 2025
MEDALLION BANK — 2025
What MEDALLION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,535,508,000 | 2,577,200,000 | 2,579,981,000 | 2,620,589,000 |
| Total loans | 2,368,724,000 | 2,362,072,000 | 2,422,449,000 | 2,442,602,000 |
| Allowance for loan losses | 91,807,000 | 95,462,000 | 99,334,000 | 105,519,000 |
| Securities available for sale | 60,423,000 | 61,529,000 | 61,081,000 | 60,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,027,474,000 | 2,014,417,000 | 2,061,361,000 | 2,089,515,000 |
| Interest-bearing deposits | 2,027,474,000 | 2,014,417,000 | 2,061,361,000 | 2,089,515,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 391,142,000 | 473,641,000 | 439,072,000 | 450,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 71,954,000 | 145,190,000 | 221,399,000 | 297,928,000 |
| Interest expense | 19,617,000 | 39,226,000 | 59,728,000 | 80,365,000 |
| Net interest income | 52,337,000 | 105,964,000 | 161,671,000 | 217,563,000 |
| Noninterest income | 1,533,000 | 4,499,000 | 6,948,000 | 18,639,000 |
| Noninterest expense | 13,384,000 | 27,513,000 | 41,253,000 | 55,694,000 |
| Provision for loan losses | 19,038,000 | 37,735,000 | 54,937,000 | 81,209,000 |
| Pretax income | 21,476,000 | 45,248,000 | 72,479,000 | 99,357,000 |
| Income tax | 5,837,000 | 12,305,000 | 19,695,000 | 27,172,000 |
| Net income | 15,639,000 | 32,943,000 | 52,784,000 | 72,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 397,064,000 | 479,652,000 | 444,401,000 | 455,467,000 |
| Total capital | 428,007,000 | 511,144,000 | 476,139,000 | 487,292,000 |
| Risk-weighted assets | 2,414,538,000 | 2,455,409,000 | 2,471,481,000 | 2,472,328,000 |