Call reports 2019
MEDALLION BANK — 2019
What MEDALLION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,042,699,000 | 1,109,361,000 | 1,162,167,000 | 1,196,028,000 |
| Total loans | 956,900,000 | 1,013,282,000 | 1,061,712,000 | 1,079,553,000 |
| Allowance for loan losses | 59,156,000 | 59,674,000 | 58,574,000 | 59,885,000 |
| Securities available for sale | 44,682,000 | 44,819,000 | 47,421,000 | 48,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,231,000 | 927,758,000 | 963,087,000 | 954,345,000 |
| Interest-bearing deposits | 864,231,000 | 927,758,000 | 963,087,000 | 954,345,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 169,465,000 | 171,500,000 | 180,289,000 | 227,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 28,800,000 | 59,904,000 | 93,061,000 | 126,887,000 |
| Interest expense | 4,922,000 | 10,405,000 | 16,409,000 | 22,520,000 |
| Net interest income | 23,878,000 | 49,499,000 | 76,652,000 | 104,367,000 |
| Noninterest income | -1,669,000 | -2,298,000 | -2,309,000 | -2,404,000 |
| Noninterest expense | 8,583,000 | 16,637,000 | 24,556,000 | 33,481,000 |
| Provision for loan losses | 11,206,000 | 25,385,000 | 32,701,000 | 42,492,000 |
| Pretax income | 2,420,000 | 5,179,000 | 17,086,000 | 25,990,000 |
| Income tax | 27,000 | 717,000 | 3,338,000 | 5,544,000 |
| Net income | 2,393,000 | 4,462,000 | 13,748,000 | 20,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,712,000 | 171,189,000 | 179,883,000 | 226,975,000 |
| Total capital | 182,858,000 | 185,117,000 | 194,436,000 | 241,842,000 |
| Risk-weighted assets | 1,005,656,000 | 1,068,566,000 | 1,120,179,000 | 1,144,337,000 |