Call reports 2015
MEDALLION BANK — 2015
What MEDALLION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 966,067,000 | 1,004,628,000 | 1,074,507,000 | 1,082,419,000 |
| Total loans | 905,964,000 | 951,636,000 | 1,005,487,000 | 1,021,056,000 |
| Allowance for loan losses | 18,134,000 | 20,247,000 | 21,513,000 | 24,081,000 |
| Securities available for sale | 29,672,000 | 30,368,000 | 35,023,000 | 35,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 797,616,000 | 838,635,000 | 902,479,000 | 909,249,000 |
| Interest-bearing deposits | 797,616,000 | 838,635,000 | 902,479,000 | 909,249,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 151,143,000 | 152,042,000 | 158,932,000 | 162,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,733,000 | 42,578,000 | 66,452,000 | 91,233,000 |
| Interest expense | 2,026,000 | 4,161,000 | 6,574,000 | 9,204,000 |
| Net interest income | 18,707,000 | 38,417,000 | 59,878,000 | 82,029,000 |
| Noninterest income | 20,000 | 43,000 | 60,000 | 79,000 |
| Noninterest expense | 5,050,000 | 11,454,000 | 17,255,000 | 22,772,000 |
| Provision for loan losses | 2,439,000 | 6,331,000 | 10,836,000 | 16,701,000 |
| Pretax income | 11,238,000 | 20,675,000 | 31,847,000 | 42,665,000 |
| Income tax | 4,501,000 | 9,665,000 | 14,357,000 | 18,974,000 |
| Net income | 6,737,000 | 11,010,000 | 17,490,000 | 23,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,181,000 | 151,389,000 | 157,803,000 | 161,938,000 |
| Total capital | 162,077,000 | 163,870,000 | 171,099,000 | 175,533,000 |
| Risk-weighted assets | 945,453,000 | 990,746,000 | 1,055,430,000 | 1,077,103,000 |