Call reports 2012
MEDALLION BANK — 2012
What MEDALLION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 628,598,000 | 668,954,000 | 700,856,000 | 723,806,000 |
| Total loans | 587,478,000 | 628,046,000 | 666,331,000 | 679,017,000 |
| Allowance for loan losses | 14,487,000 | 14,765,000 | 15,118,000 | 14,636,000 |
| Securities available for sale | 25,169,000 | 21,891,000 | 23,059,000 | 22,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,852,000 | 539,581,000 | 579,112,000 | 596,251,000 |
| Interest-bearing deposits | 509,852,000 | 539,581,000 | 579,112,000 | 596,251,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 110,910,000 | 113,172,000 | 116,417,000 | 117,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,059,000 | 26,869,000 | 41,817,000 | 56,957,000 |
| Interest expense | 1,191,000 | 2,414,000 | 3,741,000 | 5,095,000 |
| Net interest income | 11,868,000 | 24,455,000 | 38,076,000 | 51,862,000 |
| Noninterest income | 188,000 | 332,000 | 463,000 | 639,000 |
| Noninterest expense | 3,735,000 | 7,690,000 | 11,685,000 | 16,054,000 |
| Provision for loan losses | 1,635,000 | 2,766,000 | 4,023,000 | 4,880,000 |
| Pretax income | 6,686,000 | 14,331,000 | 22,831,000 | 31,567,000 |
| Income tax | 2,595,000 | 5,492,000 | 8,766,000 | 12,097,000 |
| Net income | 4,091,000 | 8,839,000 | 14,065,000 | 19,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,113,000 | 111,372,000 | 114,609,000 | 116,026,000 |
| Total capital | 116,711,000 | 119,508,000 | 123,180,000 | 124,791,000 |
| Risk-weighted assets | 601,011,000 | 644,252,000 | 679,112,000 | 695,306,000 |