Call reports 2011
MEDALLION BANK — 2011
What MEDALLION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 597,882,000 | 601,095,000 | 601,992,000 | 629,429,000 |
| Total loans | 550,721,000 | 559,614,000 | 563,482,000 | 576,440,000 |
| Allowance for loan losses | 13,971,000 | 14,577,000 | 14,742,000 | 14,575,000 |
| Securities available for sale | 23,548,000 | 23,316,000 | 22,733,000 | 26,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,564,000 | 496,528,000 | 484,406,000 | 514,429,000 |
| Interest-bearing deposits | 495,564,000 | 496,528,000 | 484,406,000 | 514,429,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 96,688,000 | 99,124,000 | 107,437,000 | 108,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,381,000 | 25,467,000 | 38,750,000 | 51,802,000 |
| Interest expense | 1,806,000 | 3,553,000 | 4,862,000 | 6,058,000 |
| Net interest income | 10,575,000 | 21,914,000 | 33,888,000 | 45,744,000 |
| Noninterest income | 124,000 | 360,000 | 503,000 | 581,000 |
| Noninterest expense | 3,446,000 | 7,077,000 | 10,607,000 | 14,073,000 |
| Provision for loan losses | 2,288,000 | 3,909,000 | 5,416,000 | 7,347,000 |
| Pretax income | 4,965,000 | 11,288,000 | 18,368,000 | 24,905,000 |
| Income tax | 1,915,000 | 4,321,000 | 7,015,000 | 9,487,000 |
| Net income | 3,050,000 | 6,967,000 | 11,353,000 | 15,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,326,000 | 97,238,000 | 105,432,000 | 107,009,000 |
| Total capital | 102,489,000 | 104,485,000 | 112,722,000 | 114,504,000 |
| Risk-weighted assets | 566,255,000 | 572,464,000 | 575,771,000 | 592,528,000 |