Call reports 2010
MEDALLION BANK — 2010
What MEDALLION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 473,888,000 | 526,504,000 | 550,315,000 | 568,725,000 |
| Total loans | 440,004,000 | 487,194,000 | 514,810,000 | 530,024,000 |
| Allowance for loan losses | 13,830,000 | 14,213,000 | 14,010,000 | 13,645,000 |
| Securities available for sale | 19,451,000 | 22,303,000 | 21,798,000 | 20,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,193,000 | 420,604,000 | 452,368,000 | 466,057,000 |
| Interest-bearing deposits | 378,193,000 | 420,604,000 | 452,368,000 | 466,057,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 89,518,000 | 91,422,000 | 93,335,000 | 94,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,267,000 | 23,055,000 | 35,394,000 | 47,774,000 |
| Interest expense | 1,918,000 | 3,750,000 | 5,624,000 | 7,478,000 |
| Net interest income | 9,349,000 | 19,305,000 | 29,770,000 | 40,296,000 |
| Noninterest income | 242,000 | 393,000 | 598,000 | 632,000 |
| Noninterest expense | 2,432,000 | 5,085,000 | 7,971,000 | 10,837,000 |
| Provision for loan losses | 4,165,000 | 6,891,000 | 9,476,000 | 12,138,000 |
| Pretax income | 2,994,000 | 7,722,000 | 12,921,000 | 17,953,000 |
| Income tax | 1,130,000 | 2,857,000 | 4,830,000 | 6,718,000 |
| Net income | 1,864,000 | 4,865,000 | 8,091,000 | 11,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,343,000 | 91,045,000 | 92,971,000 | 93,866,000 |
| Total capital | 95,074,000 | 97,381,000 | 99,639,000 | 100,762,000 |
| Risk-weighted assets | 450,371,000 | 498,975,000 | 526,063,000 | 544,935,000 |