Call reports 2009
MEDALLION BANK — 2009
What MEDALLION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 440,151,000 | 440,342,000 | 445,985,000 | 465,200,000 |
| Total loans | 405,082,000 | 411,989,000 | 421,585,000 | 432,462,000 |
| Allowance for loan losses | 11,712,000 | 12,749,000 | 12,860,000 | 13,610,000 |
| Securities available for sale | 16,513,000 | 19,731,000 | 19,032,000 | 21,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,910,000 | 357,393,000 | 361,989,000 | 371,819,000 |
| Interest-bearing deposits | 355,910,000 | 357,393,000 | 361,989,000 | 371,819,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 77,120,000 | 77,695,000 | 79,017,000 | 88,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,914,000 | 22,119,000 | 33,588,000 | 45,100,000 |
| Interest expense | 3,467,000 | 6,376,000 | 8,908,000 | 11,045,000 |
| Net interest income | 7,447,000 | 15,743,000 | 24,680,000 | 34,055,000 |
| Noninterest income | 69,000 | 313,000 | 553,000 | 679,000 |
| Noninterest expense | 2,390,000 | 4,857,000 | 7,433,000 | 9,869,000 |
| Provision for loan losses | 4,105,000 | 7,279,000 | 10,104,000 | 14,770,000 |
| Pretax income | 1,054,000 | 3,953,000 | 7,729,000 | 10,128,000 |
| Income tax | 207,000 | 1,332,000 | 2,749,000 | 3,659,000 |
| Net income | 847,000 | 2,621,000 | 4,980,000 | 6,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,066,000 | 77,680,000 | 78,878,000 | 88,811,000 |
| Total capital | 82,350,000 | 83,037,000 | 84,345,000 | 94,455,000 |
| Risk-weighted assets | 416,252,000 | 421,203,000 | 429,970,000 | 443,566,000 |