Call reports 2006
MEDALLION BANK — 2006
What MEDALLION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 259,295,000 | 275,672,000 | 293,754,000 | 309,489,000 |
| Total loans | 232,565,000 | 249,007,000 | 267,610,000 | 273,897,000 |
| Allowance for loan losses | 5,197,000 | 5,725,000 | 6,031,000 | 6,057,000 |
| Securities available for sale | 18,791,000 | 19,554,000 | 19,965,000 | 21,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,335,000 | 229,222,000 | 244,572,000 | 258,256,000 |
| Interest-bearing deposits | 215,335,000 | 229,222,000 | 0 | 258,256,000 |
| Noninterest-bearing deposits | 0 | 0 | 244,572,000 | 0 |
| Equity capital | 40,666,000 | 42,422,000 | 44,630,000 | 46,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,446,000 | 13,693,000 | 21,761,000 | 30,044,000 |
| Interest expense | 2,060,000 | 4,485,000 | 7,363,000 | 10,454,000 |
| Net interest income | 4,386,000 | 9,208,000 | 14,398,000 | 19,590,000 |
| Noninterest income | 97,000 | 237,000 | 376,000 | 453,000 |
| Noninterest expense | 1,443,000 | 2,998,000 | 4,574,000 | 6,294,000 |
| Provision for loan losses | 556,000 | 1,317,000 | 2,228,000 | 3,198,000 |
| Pretax income | 2,484,000 | 5,130,000 | 7,972,000 | 10,551,000 |
| Income tax | 1,002,000 | 2,307,000 | 3,391,000 | 4,388,000 |
| Net income | 1,482,000 | 2,823,000 | 4,581,000 | 6,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,861,000 | 42,702,000 | 44,760,000 | 47,093,000 |
| Total capital | 43,880,000 | 45,927,000 | 48,234,000 | 50,680,000 |
| Risk-weighted assets | 239,320,000 | 255,540,000 | 275,356,000 | 284,524,000 |