Call reports 2005
MEDALLION BANK — 2005
What MEDALLION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 224,365,000 | 238,013,000 | 245,853,000 | 259,014,000 |
| Total loans | 194,494,000 | 207,977,000 | 216,325,000 | 221,733,000 |
| Allowance for loan losses | 4,324,000 | 4,647,000 | 4,908,000 | 5,025,000 |
| Securities available for sale | 18,765,000 | 18,285,000 | 17,857,000 | 18,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,051,000 | 198,630,000 | 204,937,000 | 217,017,000 |
| Interest-bearing deposits | 187,051,000 | 198,630,000 | 204,937,000 | 217,017,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 34,255,000 | 35,933,000 | 37,653,000 | 39,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,783,000 | 10,260,000 | 16,128,000 | 22,524,000 |
| Interest expense | 1,260,000 | 2,732,000 | 4,462,000 | 6,413,000 |
| Net interest income | 3,523,000 | 7,528,000 | 11,666,000 | 16,111,000 |
| Noninterest income | 18,000 | -5,000 | 43,000 | 124,000 |
| Noninterest expense | 1,323,000 | 2,787,000 | 4,188,000 | 5,543,000 |
| Provision for loan losses | 820,000 | 1,405,000 | 2,111,000 | 3,282,000 |
| Pretax income | 1,398,000 | 3,331,000 | 5,410,000 | 7,410,000 |
| Income tax | 540,000 | 1,225,000 | 1,521,000 | 1,973,000 |
| Net income | 858,000 | 2,106,000 | 3,889,000 | 5,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,350,000 | 36,048,000 | 37,832,000 | 39,379,000 |
| Total capital | 36,885,000 | 38,752,000 | 40,646,000 | 42,288,000 |
| Risk-weighted assets | 201,010,000 | 214,401,000 | 222,993,000 | 230,614,000 |