Call reports 2001
BANNER BANK OF OREGON — 2001
What BANNER BANK OF OREGON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 230,357,000 | 230,315,000 |
| Total loans | 165,438,000 | 171,446,000 |
| Allowance for loan losses | 1,895,000 | 1,916,000 |
| Securities available for sale | 31,296,000 | 29,275,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 178,055,000 | 172,248,000 |
| Interest-bearing deposits | 138,341,000 | 133,345,000 |
| Noninterest-bearing deposits | 39,714,000 | 38,903,000 |
| Equity capital | 27,976,000 | 28,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 4,609,000 | 9,183,000 |
| Interest expense | 1,781,000 | 3,455,000 |
| Net interest income | 2,828,000 | 5,728,000 |
| Noninterest income | 438,000 | 932,000 |
| Noninterest expense | 1,971,000 | 3,832,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 1,250,000 | 2,738,000 |
| Income tax | 571,000 | 1,237,000 |
| Net income | 679,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 19,398,000 | 20,036,000 |
| Total capital | 21,293,000 | 21,952,000 |
| Risk-weighted assets | 183,609,000 | 186,310,000 |