Call reports 2007
BANK OF ARIZONA, NATIONAL ASSOCIATION — 2007
What BANK OF ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 174,150,000 | 189,529,000 | 196,707,000 | 199,086,000 |
| Total loans | 106,448,000 | 122,237,000 | 150,564,000 | 153,359,000 |
| Allowance for loan losses | 1,542,000 | 1,540,000 | 1,650,000 | 1,870,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,273,000 | 118,947,000 | 138,539,000 | 127,022,000 |
| Interest-bearing deposits | 78,750,000 | 87,689,000 | 113,195,000 | 95,720,000 |
| Noninterest-bearing deposits | 29,523,000 | 31,258,000 | 25,344,000 | 31,302,000 |
| Equity capital | 34,433,000 | 33,474,000 | 34,878,000 | 38,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,517,000 | 5,341,000 | 8,378,000 | 11,470,000 |
| Interest expense | 884,000 | 1,905,000 | 3,060,000 | 4,184,000 |
| Net interest income | 1,633,000 | 3,436,000 | 5,318,000 | 7,286,000 |
| Noninterest income | 369,000 | 608,000 | 840,000 | 1,303,000 |
| Noninterest expense | 2,997,000 | 6,640,000 | 10,285,000 | 14,458,000 |
| Provision for loan losses | 400,000 | 398,000 | 895,000 | 1,270,000 |
| Pretax income | -1,395,000 | -2,994,000 | -5,022,000 | -7,139,000 |
| Income tax | -558,000 | -1,198,000 | -2,040,000 | -2,856,000 |
| Net income | -837,000 | -1,796,000 | -2,982,000 | -4,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,326,000 | 14,578,000 | 16,192,000 | 19,644,000 |
| Total capital | 17,036,000 | 16,290,000 | 18,017,000 | 21,714,000 |
| Risk-weighted assets | 136,765,000 | 152,733,000 | 177,399,000 | 179,964,000 |