Call reports 2005
BANK OF ARIZONA, NATIONAL ASSOCIATION — 2005
What BANK OF ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 142,802,000 | 179,976,000 | 176,068,000 | 155,083,000 |
| Total loans | 92,821,000 | 89,702,000 | 79,894,000 | 67,698,000 |
| Allowance for loan losses | 1,072,000 | 1,231,000 | 1,109,000 | 932,000 |
| Securities available for sale | 34,246,000 | 32,118,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,217,000 | 128,386,000 | 126,812,000 | 112,319,000 |
| Interest-bearing deposits | 65,190,000 | 68,220,000 | 82,173,000 | 66,730,000 |
| Noninterest-bearing deposits | 45,027,000 | 60,166,000 | 44,639,000 | 45,589,000 |
| Equity capital | 17,472,000 | 37,048,000 | 37,109,000 | 37,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 1,883,000 | 4,062,000 | 6,022,000 |
| Interest expense | 238,000 | 240,000 | 544,000 | 863,000 |
| Net interest income | 1,505,000 | 1,643,000 | 3,518,000 | 5,159,000 |
| Noninterest income | 189,000 | 215,000 | 564,000 | 855,000 |
| Noninterest expense | 2,431,000 | 1,519,000 | 3,565,000 | 5,480,000 |
| Provision for loan losses | 69,000 | 180,000 | 196,000 | -54,000 |
| Pretax income | -806,000 | 159,000 | 462,000 | 729,000 |
| Income tax | -345,000 | 67,000 | 151,000 | 213,000 |
| Net income | -461,000 | 92,000 | 311,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,976,000 | 16,127,000 | 16,603,000 | 17,113,000 |
| Total capital | 19,080,000 | 17,406,000 | 17,879,000 | 18,194,000 |
| Risk-weighted assets | 109,976,000 | 110,103,000 | 111,236,000 | 98,642,000 |