Call reports 2004
BANK OF ARIZONA, NATIONAL ASSOCIATION — 2004
What BANK OF ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 153,961,000 | 152,197,000 | 152,353,000 | 141,090,000 |
| Total loans | 89,999,000 | 88,704,000 | 90,093,000 | 92,033,000 |
| Allowance for loan losses | 983,000 | 967,000 | 980,000 | 1,013,000 |
| Securities available for sale | 49,659,000 | 46,499,000 | 47,888,000 | 36,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,484,000 | 107,757,000 | 111,629,000 | 105,179,000 |
| Interest-bearing deposits | 67,463,000 | 67,803,000 | 69,184,000 | 64,941,000 |
| Noninterest-bearing deposits | 38,021,000 | 39,954,000 | 42,445,000 | 40,238,000 |
| Equity capital | 17,180,000 | 16,631,000 | 17,437,000 | 18,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,348,000 | 5,053,000 | 6,810,000 |
| Interest expense | 276,000 | 536,000 | 817,000 | 1,082,000 |
| Net interest income | 1,437,000 | 2,812,000 | 4,236,000 | 5,728,000 |
| Noninterest income | 205,000 | 408,000 | 563,000 | 802,000 |
| Noninterest expense | 1,158,000 | 2,466,000 | 3,668,000 | 4,259,000 |
| Provision for loan losses | 0 | 0 | -6,000 | 27,000 |
| Pretax income | 484,000 | 754,000 | 1,137,000 | 2,244,000 |
| Income tax | 179,000 | 248,000 | 392,000 | 753,000 |
| Net income | 305,000 | 506,000 | 745,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,285,000 | 17,287,000 | 17,691,000 | 18,438,000 |
| Total capital | 18,287,000 | 18,290,000 | 18,709,000 | 19,487,000 |
| Risk-weighted assets | 110,366,000 | 110,618,000 | 109,798,000 | 108,155,000 |