Call reports 2003
BANK OF ARIZONA, NATIONAL ASSOCIATION — 2003
What BANK OF ARIZONA, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 142,192,000 | 153,110,000 | 156,299,000 | 152,456,000 |
| Total loans | 86,884,000 | 85,259,000 | 83,386,000 | 91,445,000 |
| Allowance for loan losses | 1,052,000 | 1,069,000 | 1,071,000 | 1,072,000 |
| Securities available for sale | 40,326,000 | 51,520,000 | 57,886,000 | 48,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,815,000 | 107,312,000 | 110,564,000 | 103,132,000 |
| Interest-bearing deposits | 61,073,000 | 67,946,000 | 70,255,000 | 59,544,000 |
| Noninterest-bearing deposits | 35,742,000 | 39,366,000 | 40,309,000 | 43,588,000 |
| Equity capital | 14,054,000 | 14,676,000 | 14,447,000 | 16,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,444,000 | 5,102,000 | 6,817,000 |
| Interest expense | 362,000 | 725,000 | 1,015,000 | 1,303,000 |
| Net interest income | 1,384,000 | 2,719,000 | 4,087,000 | 5,514,000 |
| Noninterest income | 280,000 | 645,000 | 1,014,000 | 1,234,000 |
| Noninterest expense | 1,091,000 | 2,210,000 | 3,278,000 | 4,325,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 655,000 | 1,267,000 | 1,936,000 | 2,536,000 |
| Income tax | 253,000 | 478,000 | 728,000 | 949,000 |
| Net income | 402,000 | 789,000 | 1,208,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,090,000 | 14,438,000 | 14,824,000 | 16,980,000 |
| Total capital | 15,172,000 | 15,522,000 | 15,911,000 | 18,069,000 |
| Risk-weighted assets | 102,308,000 | 104,221,000 | 107,093,000 | 110,713,000 |