Call reports 2002
STISSING NATIONAL BANK OF PINE PLAINS, THE — 2002
What STISSING NATIONAL BANK OF PINE PLAINS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,634,000 | 38,211,000 | 38,915,000 | 36,784,000 |
| Total loans | 16,149,000 | 16,749,000 | 15,974,000 | 16,285,000 |
| Allowance for loan losses | 194,000 | 197,000 | 189,000 | 164,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,574,000 | 9,514,000 | 10,471,000 | 12,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,403,000 | 34,907,000 | 35,762,000 | 33,652,000 |
| Interest-bearing deposits | 19,925,000 | 23,388,000 | 22,274,000 | 22,179,000 |
| Noninterest-bearing deposits | 11,478,000 | 11,519,000 | 13,488,000 | 11,473,000 |
| Equity capital | 3,191,000 | 3,254,000 | 3,126,000 | 3,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 862,000 | 1,305,000 | 1,716,000 |
| Interest expense | 68,000 | 139,000 | 210,000 | 264,000 |
| Net interest income | 354,000 | 723,000 | 1,095,000 | 1,452,000 |
| Noninterest income | 117,000 | 253,000 | 380,000 | 506,000 |
| Noninterest expense | 371,000 | 770,000 | 1,161,000 | 1,627,000 |
| Provision for loan losses | 3,000 | 6,000 | 8,000 | 12,000 |
| Pretax income | 97,000 | 200,000 | 306,000 | 319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 200,000 | 306,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,191,000 | 3,254,000 | 3,126,000 | 3,093,000 |
| Total capital | 3,385,000 | 3,451,000 | 3,315,000 | 3,257,000 |
| Risk-weighted assets | 16,106,000 | 17,299,000 | 17,395,000 | 17,925,000 |