Call reports 2001
STISSING NATIONAL BANK OF PINE PLAINS, THE — 2001
What STISSING NATIONAL BANK OF PINE PLAINS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,120,000 | 31,768,000 | 35,342,000 | 34,524,000 |
| Total loans | 14,665,000 | 15,675,000 | 16,143,000 | 16,159,000 |
| Allowance for loan losses | 186,000 | 187,000 | 189,000 | 191,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,739,000 | 6,648,000 | 7,145,000 | 8,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,958,000 | 28,570,000 | 32,094,000 | 31,134,000 |
| Interest-bearing deposits | 18,739,000 | 19,479,000 | 20,165,000 | 20,532,000 |
| Noninterest-bearing deposits | 9,219,000 | 9,091,000 | 11,929,000 | 10,602,000 |
| Equity capital | 3,132,000 | 3,172,000 | 3,227,000 | 3,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 981,000 | 1,448,000 | 1,905,000 |
| Interest expense | 134,000 | 265,000 | 376,000 | 474,000 |
| Net interest income | 426,000 | 716,000 | 1,072,000 | 1,431,000 |
| Noninterest income | 70,000 | 232,000 | 336,000 | 478,000 |
| Noninterest expense | 384,000 | 725,000 | 1,081,000 | 1,471,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 109,000 | 217,000 | 318,000 | 426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 217,000 | 318,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,132,000 | 3,172,000 | 3,227,000 | 3,288,000 |
| Total capital | 3,277,000 | 3,352,000 | 3,416,000 | 3,457,000 |
| Risk-weighted assets | 11,525,000 | 14,400,000 | 16,631,000 | 13,471,000 |