Call reports 2019
AFFINITY BANK — 2019
What AFFINITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 318,408,000 | 307,542,000 | 328,102,000 | 327,080,000 |
| Total loans | 250,807,000 | 251,217,000 | 257,200,000 | 260,853,000 |
| Allowance for loan losses | 2,946,000 | 2,946,000 | 2,820,000 | 2,816,000 |
| Securities available for sale | 18,667,000 | 18,245,000 | 17,325,000 | 16,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,031,000 | 227,581,000 | 251,426,000 | 253,065,000 |
| Interest-bearing deposits | 160,234,000 | 154,256,000 | 174,753,000 | 185,868,000 |
| Noninterest-bearing deposits | 76,797,000 | 73,325,000 | 76,673,000 | 67,197,000 |
| Equity capital | 32,188,000 | 32,943,000 | 33,506,000 | 33,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,285,000 | 6,669,000 | 10,197,000 | 13,696,000 |
| Interest expense | 896,000 | 1,821,000 | 2,852,000 | 3,997,000 |
| Net interest income | 2,389,000 | 4,848,000 | 7,345,000 | 9,699,000 |
| Noninterest income | 116,000 | 228,000 | 242,000 | 113,000 |
| Noninterest expense | 1,662,000 | 3,393,000 | 5,171,000 | 7,029,000 |
| Provision for loan losses | 83,000 | 83,000 | 83,000 | 83,000 |
| Pretax income | 760,000 | 1,600,000 | 2,333,000 | 2,700,000 |
| Income tax | 183,000 | 385,000 | 575,000 | 640,000 |
| Net income | 577,000 | 1,215,000 | 1,758,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,675,000 | 30,517,000 | 31,237,000 | 31,580,000 |
| Total capital | 32,621,000 | 33,463,000 | 34,057,000 | 34,396,000 |
| Risk-weighted assets | 280,766,000 | 283,089,000 | 290,659,000 | 292,721,000 |