Call reports 2018
AFFINITY BANK — 2018
What AFFINITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 270,738,000 | 285,879,000 | 292,067,000 | 286,314,000 |
| Total loans | 220,803,000 | 226,632,000 | 230,949,000 | 239,059,000 |
| Allowance for loan losses | 2,838,000 | 2,842,000 | 2,846,000 | 2,849,000 |
| Securities available for sale | 11,442,000 | 15,353,000 | 17,914,000 | 17,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,800,000 | 206,328,000 | 209,344,000 | 209,747,000 |
| Interest-bearing deposits | 133,242,000 | 136,121,000 | 129,476,000 | 141,528,000 |
| Noninterest-bearing deposits | 70,558,000 | 70,207,000 | 79,868,000 | 68,219,000 |
| Equity capital | 29,223,000 | 29,666,000 | 30,345,000 | 31,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,613,000 | 5,468,000 | 8,490,000 | 11,581,000 |
| Interest expense | 453,000 | 1,052,000 | 1,709,000 | 2,406,000 |
| Net interest income | 2,160,000 | 4,416,000 | 6,781,000 | 9,175,000 |
| Noninterest income | 96,000 | 153,000 | 178,000 | 313,000 |
| Noninterest expense | 1,523,000 | 3,210,000 | 4,847,000 | 6,454,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 733,000 | 1,359,000 | 2,491,000 | 3,593,000 |
| Income tax | 186,000 | 343,000 | 638,000 | 914,000 |
| Net income | 547,000 | 1,016,000 | 1,853,000 | 2,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,229,000 | 26,877,000 | 27,856,000 | 28,913,000 |
| Total capital | 29,067,000 | 29,719,000 | 30,702,000 | 31,762,000 |
| Risk-weighted assets | 248,636,000 | 257,189,000 | 257,256,000 | 262,487,000 |