Call reports 2017
AFFINITY BANK — 2017
What AFFINITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 270,546,000 | 271,060,000 | 270,835,000 | 259,519,000 |
| Total loans | 213,933,000 | 208,107,000 | 205,388,000 | 205,835,000 |
| Allowance for loan losses | 2,645,000 | 2,725,000 | 2,754,000 | 2,833,000 |
| Securities available for sale | 12,032,000 | 11,592,000 | 11,251,000 | 10,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,047,000 | 212,315,000 | 214,419,000 | 202,606,000 |
| Interest-bearing deposits | 157,438,000 | 148,230,000 | 149,225,000 | 139,504,000 |
| Noninterest-bearing deposits | 64,609,000 | 64,085,000 | 65,194,000 | 63,102,000 |
| Equity capital | 17,483,000 | 18,301,000 | 18,683,000 | 28,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,482,000 | 5,045,000 | 7,553,000 | 10,092,000 |
| Interest expense | 475,000 | 991,000 | 1,526,000 | 2,029,000 |
| Net interest income | 2,007,000 | 4,054,000 | 6,027,000 | 8,063,000 |
| Noninterest income | 126,000 | 227,000 | 288,000 | 425,000 |
| Noninterest expense | 1,474,000 | 2,943,000 | 4,406,000 | 5,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 659,000 | 1,832,000 | 2,403,000 | 3,100,000 |
| Income tax | 243,000 | 681,000 | 889,000 | 2,961,000 |
| Net income | 416,000 | 1,151,000 | 1,514,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,358,000 | 13,662,000 | 14,129,000 | 25,475,000 |
| Total capital | 15,003,000 | 16,387,000 | 16,883,000 | 28,308,000 |
| Risk-weighted assets | 240,570,000 | 235,035,000 | 233,421,000 | 231,602,000 |