Call reports 2015
AFFINITY BANK — 2015
What AFFINITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 259,919,000 | 259,480,000 | 260,438,000 | 256,900,000 |
| Total loans | 192,308,000 | 192,492,000 | 196,368,000 | 195,408,000 |
| Allowance for loan losses | 2,765,000 | 2,629,000 | 2,483,000 | 2,423,000 |
| Securities available for sale | 14,808,000 | 14,299,000 | 12,852,000 | 12,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,931,000 | 213,103,000 | 214,944,000 | 208,188,000 |
| Interest-bearing deposits | 174,022,000 | 167,728,000 | 166,100,000 | 162,959,000 |
| Noninterest-bearing deposits | 44,909,000 | 45,375,000 | 48,844,000 | 45,229,000 |
| Equity capital | 12,621,000 | 12,828,000 | 13,372,000 | 18,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,247,000 | 4,566,000 | 7,063,000 | 9,385,000 |
| Interest expense | 659,000 | 1,326,000 | 1,979,000 | 2,627,000 |
| Net interest income | 1,588,000 | 3,240,000 | 5,084,000 | 6,758,000 |
| Noninterest income | 324,000 | 554,000 | 631,000 | -340,000 |
| Noninterest expense | 1,515,000 | 3,059,000 | 4,649,000 | 6,183,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 397,000 | 735,000 | 916,000 | 85,000 |
| Income tax | 0 | 0 | 0 | -5,861,000 |
| Net income | 397,000 | 735,000 | 916,000 | 5,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,912,000 | 13,251,000 | 13,452,000 | 14,209,000 |
| Total capital | 15,677,000 | 15,880,000 | 15,935,000 | 16,632,000 |
| Risk-weighted assets | 231,018,000 | 231,134,000 | 231,627,000 | 227,307,000 |