Call reports 2014
AFFINITY BANK — 2014
What AFFINITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 271,016,000 | 267,638,000 | 261,215,000 | 250,548,000 |
| Total loans | 192,504,000 | 195,970,000 | 191,294,000 | 187,539,000 |
| Allowance for loan losses | 3,280,000 | 3,129,000 | 3,139,000 | 3,007,000 |
| Securities available for sale | 15,330,000 | 15,327,000 | 15,151,000 | 14,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,015,000 | 221,706,000 | 219,985,000 | 213,243,000 |
| Interest-bearing deposits | 187,420,000 | 182,625,000 | 180,033,000 | 175,946,000 |
| Noninterest-bearing deposits | 38,595,000 | 39,081,000 | 39,952,000 | 37,297,000 |
| Equity capital | 11,131,000 | 11,574,000 | 11,781,000 | 12,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,314,000 | 4,627,000 | 6,957,000 | 9,379,000 |
| Interest expense | 668,000 | 1,334,000 | 2,039,000 | 2,722,000 |
| Net interest income | 1,646,000 | 3,293,000 | 4,918,000 | 6,657,000 |
| Noninterest income | 59,000 | 132,000 | 230,000 | 530,000 |
| Noninterest expense | 1,509,000 | 2,986,000 | 4,550,000 | 6,306,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 439,000 | 598,000 | 881,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 439,000 | 598,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,830,000 | 12,073,000 | 12,232,000 | 12,515,000 |
| Total capital | 14,623,000 | 14,885,000 | 14,977,000 | 15,236,000 |
| Risk-weighted assets | 222,989,000 | 224,638,000 | 219,184,000 | 217,416,000 |