Call reports 2013
AFFINITY BANK — 2013
What AFFINITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 276,631,000 | 273,354,000 | 274,936,000 | 278,618,000 |
| Total loans | 189,110,000 | 192,498,000 | 194,027,000 | 193,727,000 |
| Allowance for loan losses | 3,798,000 | 3,801,000 | 3,804,000 | 3,273,000 |
| Securities available for sale | 14,089,000 | 14,892,000 | 14,986,000 | 15,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,702,000 | 236,222,000 | 235,667,000 | 235,684,000 |
| Interest-bearing deposits | 194,243,000 | 201,741,000 | 199,191,000 | 202,329,000 |
| Noninterest-bearing deposits | 47,459,000 | 34,481,000 | 36,476,000 | 33,355,000 |
| Equity capital | 9,731,000 | 9,329,000 | 9,561,000 | 10,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,445,000 | 4,786,000 | 7,169,000 | 9,572,000 |
| Interest expense | 753,000 | 1,470,000 | 2,210,000 | 2,880,000 |
| Net interest income | 1,692,000 | 3,316,000 | 4,959,000 | 6,692,000 |
| Noninterest income | 297,000 | 282,000 | 275,000 | 231,000 |
| Noninterest expense | 1,682,000 | 3,240,000 | 4,746,000 | 6,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 326,000 | 439,000 | 568,000 | 728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 326,000 | 439,000 | 568,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,231,000 | 11,345,000 | 11,474,000 | 11,634,000 |
| Total capital | 14,028,000 | 14,162,000 | 14,295,000 | 14,460,000 |
| Risk-weighted assets | 222,780,000 | 224,396,000 | 224,730,000 | 225,643,000 |