Call reports 2012
AFFINITY BANK — 2012
What AFFINITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 285,449,000 | 274,190,000 | 264,862,000 | 264,766,000 |
| Total loans | 192,260,000 | 181,284,000 | 178,700,000 | 189,573,000 |
| Allowance for loan losses | 3,463,000 | 3,294,000 | 3,683,000 | 3,762,000 |
| Securities available for sale | 22,350,000 | 17,891,000 | 10,803,000 | 12,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,894,000 | 231,677,000 | 225,554,000 | 232,361,000 |
| Interest-bearing deposits | 191,937,000 | 187,982,000 | 183,399,000 | 184,902,000 |
| Noninterest-bearing deposits | 50,957,000 | 43,695,000 | 42,154,000 | 47,459,000 |
| Equity capital | 10,022,000 | 9,869,000 | 9,219,000 | 9,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,138,000 | 5,873,000 | 8,432,000 | 10,945,000 |
| Interest expense | 1,516,000 | 2,882,000 | 4,066,000 | 5,007,000 |
| Net interest income | 1,622,000 | 2,991,000 | 4,366,000 | 5,938,000 |
| Noninterest income | 93,000 | -35,000 | -585,000 | -225,000 |
| Noninterest expense | 1,711,000 | 3,276,000 | 4,842,000 | 6,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | -208,000 | -915,000 | -670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | -208,000 | -915,000 | -670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,601,000 | 11,366,000 | 10,660,000 | 10,905,000 |
| Total capital | 14,397,000 | 14,076,000 | 13,312,000 | 13,659,000 |
| Risk-weighted assets | 223,099,000 | 216,318,000 | 211,163,000 | 219,373,000 |