Call reports 2011
AFFINITY BANK — 2011
What AFFINITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 353,984,000 | 364,387,000 | 332,171,000 | 302,262,000 |
| Total loans | 232,563,000 | 221,595,000 | 215,892,000 | 212,615,000 |
| Allowance for loan losses | 4,330,000 | 3,947,000 | 4,386,000 | 3,725,000 |
| Securities available for sale | 36,864,000 | 29,335,000 | 14,762,000 | 20,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,221,000 | 316,394,000 | 285,978,000 | 261,037,000 |
| Interest-bearing deposits | 252,044,000 | 272,525,000 | 246,278,000 | 215,023,000 |
| Noninterest-bearing deposits | 46,177,000 | 43,869,000 | 39,700,000 | 46,014,000 |
| Equity capital | 16,092,000 | 13,067,000 | 9,750,000 | 9,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,760,000 | 7,484,000 | 11,026,000 | 14,355,000 |
| Interest expense | 2,163,000 | 4,188,000 | 6,285,000 | 7,942,000 |
| Net interest income | 1,597,000 | 3,296,000 | 4,741,000 | 6,413,000 |
| Noninterest income | -47,000 | -594,000 | -2,313,000 | -2,101,000 |
| Noninterest expense | 1,967,000 | 4,047,000 | 6,059,000 | 7,730,000 |
| Provision for loan losses | 775,000 | 3,575,000 | 4,775,000 | 4,775,000 |
| Pretax income | -1,135,000 | -4,507,000 | -7,680,000 | -7,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,135,000 | -4,507,000 | -7,680,000 | -7,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,779,000 | 14,408,000 | 11,235,000 | 11,575,000 |
| Total capital | 21,168,000 | 17,715,000 | 14,353,000 | 14,615,000 |
| Risk-weighted assets | 270,169,000 | 264,477,000 | 247,398,000 | 242,544,000 |