Call reports 2010
AFFINITY BANK — 2010
What AFFINITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 368,527,000 | 352,524,000 | 344,539,000 | 346,725,000 |
| Total loans | 236,462,000 | 240,385,000 | 239,494,000 | 233,250,000 |
| Allowance for loan losses | 4,534,000 | 5,903,000 | 7,645,000 | 4,011,000 |
| Securities available for sale | 28,327,000 | 33,033,000 | 40,205,000 | 42,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,873,000 | 279,650,000 | 276,928,000 | 287,511,000 |
| Interest-bearing deposits | 259,898,000 | 241,136,000 | 236,845,000 | 247,210,000 |
| Noninterest-bearing deposits | 32,976,000 | 38,514,000 | 40,083,000 | 40,301,000 |
| Equity capital | 28,148,000 | 25,682,000 | 20,004,000 | 17,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,088,000 | 8,122,000 | 12,094,000 | 15,929,000 |
| Interest expense | 2,647,000 | 5,305,000 | 7,758,000 | 10,012,000 |
| Net interest income | 1,441,000 | 2,817,000 | 4,336,000 | 5,917,000 |
| Noninterest income | 69,000 | -10,000 | -171,000 | -3,694,000 |
| Noninterest expense | 1,787,000 | 4,197,000 | 9,225,000 | 7,578,000 |
| Provision for loan losses | 750,000 | 2,250,000 | 4,310,000 | 6,260,000 |
| Pretax income | -304,000 | -2,857,000 | -8,587,000 | -10,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -304,000 | -2,857,000 | -8,587,000 | -10,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,405,000 | 26,874,000 | 21,155,000 | 18,914,000 |
| Total capital | 32,974,000 | 30,398,000 | 24,633,000 | 22,307,000 |
| Risk-weighted assets | 284,566,000 | 279,607,000 | 273,432,000 | 270,800,000 |