Call reports 2009
AFFINITY BANK — 2009
What AFFINITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 373,144,000 | 357,844,000 | 360,994,000 | 382,008,000 |
| Total loans | 274,134,000 | 262,019,000 | 252,783,000 | 244,103,000 |
| Allowance for loan losses | 3,869,000 | 3,573,000 | 4,502,000 | 4,141,000 |
| Securities available for sale | 40,537,000 | 34,794,000 | 32,832,000 | 39,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,237,000 | 281,030,000 | 284,586,000 | 305,202,000 |
| Interest-bearing deposits | 263,252,000 | 250,940,000 | 252,945,000 | 271,172,000 |
| Noninterest-bearing deposits | 30,985,000 | 30,090,000 | 31,641,000 | 34,030,000 |
| Equity capital | 32,014,000 | 29,642,000 | 29,447,000 | 25,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,805,000 | 9,422,000 | 13,787,000 | 18,052,000 |
| Interest expense | 3,122,000 | 6,015,000 | 8,808,000 | 11,708,000 |
| Net interest income | 1,683,000 | 3,407,000 | 4,979,000 | 6,344,000 |
| Noninterest income | 56,000 | 73,000 | -150,000 | -1,297,000 |
| Noninterest expense | 1,438,000 | 3,314,000 | 6,131,000 | 9,398,000 |
| Provision for loan losses | 280,000 | 455,000 | 2,005,000 | 2,105,000 |
| Pretax income | 436,000 | 126,000 | -2,733,000 | -5,882,000 |
| Income tax | 161,000 | 42,000 | -604,000 | 10,000 |
| Net income | 275,000 | 84,000 | -2,129,000 | -5,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,754,000 | 32,598,000 | 30,417,000 | 26,688,000 |
| Total capital | 36,623,000 | 36,171,000 | 34,113,000 | 30,329,000 |
| Risk-weighted assets | 312,432,000 | 302,206,000 | 294,894,000 | 290,772,000 |