Call reports 2006
AFFINITY BANK — 2006
What AFFINITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 196,653,000 | 223,997,000 | 228,894,000 | 268,460,000 |
| Total loans | 156,088,000 | 170,675,000 | 183,742,000 | 216,521,000 |
| Allowance for loan losses | 1,954,000 | 2,155,000 | 2,300,000 | 2,636,000 |
| Securities available for sale | 22,615,000 | 26,549,000 | 29,279,000 | 33,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,758,000 | 196,370,000 | 200,375,000 | 236,474,000 |
| Interest-bearing deposits | 156,215,000 | 179,320,000 | 183,468,000 | 222,608,000 |
| Noninterest-bearing deposits | 15,543,000 | 17,050,000 | 16,907,000 | 13,866,000 |
| Equity capital | 19,111,000 | 19,573,000 | 20,411,000 | 23,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,224,000 | 6,946,000 | 11,084,000 | 15,724,000 |
| Interest expense | 1,535,000 | 3,294,000 | 5,299,000 | 7,667,000 |
| Net interest income | 1,689,000 | 3,652,000 | 5,785,000 | 8,057,000 |
| Noninterest income | 260,000 | 461,000 | 633,000 | 752,000 |
| Noninterest expense | 1,071,000 | 2,082,000 | 3,187,000 | 4,428,000 |
| Provision for loan losses | 211,000 | 412,000 | 557,000 | 893,000 |
| Pretax income | 667,000 | 1,619,000 | 2,674,000 | 3,488,000 |
| Income tax | 253,000 | 614,000 | 1,014,000 | 1,285,000 |
| Net income | 414,000 | 1,005,000 | 1,660,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,325,000 | 19,915,000 | 20,573,000 | 23,122,000 |
| Total capital | 21,279,000 | 22,070,000 | 22,873,000 | 25,758,000 |
| Risk-weighted assets | 174,361,000 | 194,317,000 | 205,699,000 | 251,908,000 |