Call reports 2002
AFFINITY BANK — 2002
What AFFINITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 10,716,000 | 23,613,000 |
| Total loans | 7,956,000 | 20,293,000 |
| Allowance for loan losses | 80,000 | 255,000 |
| Securities available for sale | 1,113,000 | 2,521,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,642,000 | 13,494,000 |
| Interest-bearing deposits | 1,206,000 | 12,696,000 |
| Noninterest-bearing deposits | 436,000 | 798,000 |
| Equity capital | 9,068,000 | 9,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 85,000 | 316,000 |
| Interest expense | 27,000 | 74,000 |
| Net interest income | 58,000 | 242,000 |
| Noninterest income | 0 | 9,000 |
| Noninterest expense | 875,000 | 1,286,000 |
| Provision for loan losses | 80,000 | 255,000 |
| Pretax income | -897,000 | -1,290,000 |
| Income tax | 0 | 0 |
| Net income | -897,000 | -1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 9,069,000 | 9,909,000 |
| Total capital | 9,149,000 | 10,164,000 |
| Risk-weighted assets | 7,997,000 | 22,350,000 |