Call reports 2021
FIRST SOUND BANK — 2021
What FIRST SOUND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 174,638,000 | 165,243,000 | 154,129,000 | 139,945,000 |
| Total loans | 143,936,000 | 130,724,000 | 120,529,000 | 119,196,000 |
| Allowance for loan losses | 1,401,000 | 1,491,000 | 1,491,000 | 1,492,000 |
| Securities available for sale | 7,366,000 | 7,987,000 | 10,474,000 | 9,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,316,000 | 116,174,000 | 116,319,000 | 109,335,000 |
| Interest-bearing deposits | 78,255,000 | 76,033,000 | 75,637,000 | 75,352,000 |
| Noninterest-bearing deposits | 37,061,000 | 40,141,000 | 40,682,000 | 33,983,000 |
| Equity capital | 13,458,000 | 13,716,000 | 13,936,000 | 15,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,619,000 | 3,850,000 | 5,171,000 |
| Interest expense | 169,000 | 358,000 | 506,000 | 655,000 |
| Net interest income | 1,103,000 | 2,261,000 | 3,344,000 | 4,516,000 |
| Noninterest income | 58,000 | 439,000 | 653,000 | 714,000 |
| Noninterest expense | 877,000 | 2,102,000 | 3,217,000 | 4,609,000 |
| Provision for loan losses | 0 | 100,000 | 71,000 | 71,000 |
| Pretax income | 284,000 | 498,000 | 709,000 | 550,000 |
| Income tax | 0 | 0 | 0 | -1,794,000 |
| Net income | 284,000 | 498,000 | 709,000 | 2,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,629,000 | 13,768,000 | 13,976,000 | 14,261,000 |
Machine access — free, no API key
Every figure shown here about FIRST SOUND BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.