Call reports 2020
FIRST SOUND BANK — 2020
What FIRST SOUND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 107,586,000 | 146,688,000 | 152,803,000 | 149,554,000 |
| Total loans | 90,371,000 | 118,320,000 | 116,108,000 | 125,366,000 |
| Allowance for loan losses | 1,408,000 | 1,423,000 | 1,380,000 | 1,407,000 |
| Securities available for sale | 3,161,000 | 6,136,000 | 5,697,000 | 8,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,814,000 | 105,468,000 | 111,713,000 | 106,098,000 |
| Interest-bearing deposits | 60,574,000 | 63,981,000 | 72,534,000 | 73,593,000 |
| Noninterest-bearing deposits | 30,240,000 | 41,487,000 | 39,179,000 | 32,505,000 |
| Equity capital | 13,522,000 | 13,669,000 | 13,661,000 | 13,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 3,108,000 | 4,184,000 | 5,020,000 |
| Interest expense | 147,000 | 284,000 | 436,000 | 624,000 |
| Net interest income | 887,000 | 2,824,000 | 3,748,000 | 4,396,000 |
| Noninterest income | 129,000 | -362,000 | -259,000 | -228,000 |
| Noninterest expense | 1,092,000 | 2,476,000 | 3,425,000 | 4,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -76,000 | -14,000 | 64,000 | -207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -76,000 | -14,000 | 64,000 | -207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,441,000 | 13,534,000 | 13,606,000 | 13,339,000 |