Call reports 2019
FIRST SOUND BANK — 2019
What FIRST SOUND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 108,585,000 | 113,034,000 | 111,387,000 | 106,907,000 |
| Total loans | 91,533,000 | 87,433,000 | 86,495,000 | 88,717,000 |
| Allowance for loan losses | 1,484,000 | 1,454,000 | 1,461,000 | 1,485,000 |
| Securities available for sale | 2,496,000 | 3,912,000 | 3,369,000 | 3,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,555,000 | 99,070,000 | 97,312,000 | 92,859,000 |
| Interest-bearing deposits | 63,984,000 | 67,890,000 | 65,469,000 | 66,254,000 |
| Noninterest-bearing deposits | 30,571,000 | 31,180,000 | 31,843,000 | 26,605,000 |
| Equity capital | 13,628,000 | 13,628,000 | 13,658,000 | 13,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,357,000 | 3,441,000 | 4,560,000 |
| Interest expense | 174,000 | 308,000 | 445,000 | 594,000 |
| Net interest income | 1,014,000 | 2,049,000 | 2,996,000 | 3,966,000 |
| Noninterest income | 56,000 | 124,000 | 325,000 | 430,000 |
| Noninterest expense | 1,002,000 | 2,140,000 | 3,255,000 | 4,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 33,000 | 66,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 33,000 | 66,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,523,000 | 13,505,000 | 13,543,000 | 13,524,000 |
| Total capital | 14,623,000 | 14,567,000 | 14,567,000 | 14,556,000 |
| Risk-weighted assets | 87,599,000 | 84,487,000 | 81,487,000 | 82,073,000 |