Call reports 2018
FIRST SOUND BANK — 2018
What FIRST SOUND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 138,691,000 | 135,268,000 | 132,396,000 | 131,923,000 |
| Total loans | 118,651,000 | 111,047,000 | 97,408,000 | 101,024,000 |
| Allowance for loan losses | 1,345,000 | 1,372,000 | 1,393,000 | 1,456,000 |
| Securities available for sale | 1,214,000 | 1,836,000 | 1,810,000 | 1,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,898,000 | 121,389,000 | 118,434,000 | 117,908,000 |
| Interest-bearing deposits | 89,581,000 | 89,106,000 | 88,511,000 | 86,681,000 |
| Noninterest-bearing deposits | 30,317,000 | 32,283,000 | 29,923,000 | 31,227,000 |
| Equity capital | 13,254,000 | 13,352,000 | 13,456,000 | 13,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,745,000 | 4,053,000 | 5,329,000 |
| Interest expense | 231,000 | 457,000 | 667,000 | 874,000 |
| Net interest income | 1,200,000 | 2,288,000 | 3,386,000 | 4,455,000 |
| Noninterest income | 101,000 | 243,000 | 318,000 | 421,000 |
| Noninterest expense | 1,252,000 | 2,393,000 | 3,468,000 | 4,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 138,000 | 236,000 | 344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 138,000 | 236,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,140,000 | 13,233,000 | 13,347,000 | 13,450,000 |
| Total capital | 14,505,000 | 14,631,000 | 14,635,000 | 14,734,000 |
| Risk-weighted assets | 124,538,000 | 117,336,000 | 102,884,000 | 102,545,000 |