Call reports 2017
FIRST SOUND BANK — 2017
What FIRST SOUND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 137,345,000 | 143,195,000 | 140,637,000 | 144,358,000 |
| Total loans | 119,885,000 | 120,287,000 | 120,055,000 | 122,990,000 |
| Allowance for loan losses | 1,278,000 | 1,345,000 | 1,399,000 | 1,409,000 |
| Securities available for sale | 752,000 | 723,000 | 689,000 | 954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,441,000 | 130,132,000 | 127,625,000 | 120,533,000 |
| Interest-bearing deposits | 86,152,000 | 94,251,000 | 97,473,000 | 92,701,000 |
| Noninterest-bearing deposits | 30,289,000 | 35,881,000 | 30,152,000 | 27,832,000 |
| Equity capital | 11,841,000 | 12,260,000 | 12,233,000 | 13,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,777,000 | 4,199,000 | 5,466,000 |
| Interest expense | 174,000 | 373,000 | 578,000 | 788,000 |
| Net interest income | 1,175,000 | 2,404,000 | 3,621,000 | 4,678,000 |
| Noninterest income | 244,000 | 784,000 | 834,000 | 917,000 |
| Noninterest expense | 1,254,000 | 2,551,000 | 3,854,000 | 5,080,000 |
| Provision for loan losses | 146,000 | 206,000 | 206,000 | 206,000 |
| Pretax income | 19,000 | 431,000 | 395,000 | 309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 431,000 | 395,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,754,000 | 12,177,000 | 12,155,000 | 13,136,000 |
| Total capital | 13,052,000 | 13,542,000 | 13,574,000 | 14,565,000 |
| Risk-weighted assets | 118,435,000 | 120,421,000 | 122,076,000 | 119,019,000 |